Karen, if I had a dozen roses I'd give them all to you for that link!!!
www.picnik.com for all my fellow non-techies.
I could never ever have figured out how to put words on top of a picture on my own (I know, pathetic :oops: ). And now I have a banner! That's major!!! I still have a lot of work to do with pics, I know, but a little at a time.